Cloud & Engineering

We regularly write about our technical experiences (good and bad) and what we're learning from the market.

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Nikolaos Nikoletopoulos

Nikolaos Nikoletopoulos
I am a Manager in the Platform Engineering - Digital Banking Solutions team in Melbourne. I’m a McGill University engineering grad who is born and raised in Montreal. I have been a nomad consultant for most of my adult life working for financial services companies in Canada, the USA, and the UK. I have finally settled in Australia to start a new chapter in my life, fatherhood. I have over 10 years of experience in financial services and I love technology. I truly believe one day every company will be a tech company and every financial company a FinTech. I believe if FinTech is done properly and morally, capital can be distributed with more equity than it is today. We just have to courage to do things differently.
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Recent Posts

The monumental rise of "Buy Now Pay Later" Solutions

Posted by Nikolaos Nikoletopoulos on 20 November 2020

Open Banking, open data, fintech

Show me the Money

You probably have heard of one of the Buy Now Pay Later (BNPL) platforms: Afterpay, Openpay, ZipPay, Sezzle, Klarna, and lately Paypal?; as the graph above from the Reserve Bank of Australia indicates, credit cards are on the decline and BNPLs are on the rise. I believe the key lies with the fact...

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